Same here. I got started with ledger but found it too tedious to log every expense and didn’t really see any benefit. I already know I spend too much on eating

Same here. I got started with ledger but found it too tedious to log every expense and didn’t really see any benefit. I already know I spend too much on eating out but it doesn’t affect my net worth in any significant way so I continue doing it. Schwab is able to tie in your other accounts and give you a big picture of your net worth.