The payments system (along with the ISPs) need to become a public utility. For ISPs, the least "socialistic" way is for them to operate like Energy Utilities, b

The payments system (along with the ISPs) need to become a public utility. For ISPs, the least "socialistic" way is for them to operate like Energy Utilities, but IMO, the would be better off being a single provider, fully publicly provided for free. For payment systems: also easy... everyone has an account at the Federal Reserve offered free as a public service (but with no overdraught or lending services). Payments are processed via SWIFT/ACH for the banks right now and that service should be opened up to all Americans without a bank or Card Services intermediary. The progressive left has advocated for things like this for decades. Now it is affecting the right, but it's hard to have sympathy as they have been corporate sycophants for decades.