The best thing to do, given that most people's largest saving goal in life is retirement, is to put away a little away every month. Sitting on the sidelines wil

The best thing to do, given that most people's largest saving goal in life is retirement, is to put away a little away every month. Sitting on the sidelines will give you absolutely abysmal long-term returns, even if you were omniscient and knew ahead of time when the crash(es) would come: * https://ofdollarsanddata.com/even-god-couldnt-beat-dollar-cost-averaging/ https://ofdollarsanddata.com/even-god-couldnt-beat-dollar-co... If you know when the peak and the trough will be, then you can jump in an out. The thing is by missing the worst days you tend to miss the best days: * https://theirrelevantinvestor.com/2019/02/08/miss-the-worst-days-miss-the-best-days/ https://theirrelevantinvestor.com/2019/02/08/miss-the-worst-...