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The oft-quoted 4% figure is accounting for inflation. The nominal average return of a balanced portfolio over time is more like 7-8%.
by ptmcc 6y ago
The oft-quoted 4% figure is accounting for inflation. The nominal average return of a balanced portfolio over time is more like 7-8%.
- dbjacobs 6y agoFYI, the oft-quoted 4% figure was derived using a 30 year retirement time horizon [1]. Using longer time horizons will lower that number. [1] - https://financiallyfinanced.com/posts/will-bengen https://financiallyfinanced.com/posts/will-bengen