4 ms·
I think the 3.5% number is not for low risk investing. Additionally, you would need to make something more like 5.5% to account for inflation. Still a fairly co
by CleverLikeAnOx 6y ago
I think the 3.5% number is not for low risk investing. Additionally, you would need to make something more like 5.5% to account for inflation. Still a fairly conservative number for investments in equities.
- ptmcc 6y agoThe oft-quoted 4% figure is accounting for inflation. The nominal average return of a balanced portfolio over time is more like 7-8%.
- dbjacobs 6y agoFYI, the oft-quoted 4% figure was derived using a 30 year retirement time horizon [1]. Using longer time horizons will lower that number. [1] - https://financiallyfinanced.com/posts/will-bengen https://financiallyfinanced.com/posts/will-bengen