> However three years on, crypto still does not have a "killer app" and is 99.99% used for speculation With all due respect, this is completely wrong - crypto

> However three years on, crypto still does not have a "killer app" and is 99.99% used for speculation With all due respect, this is completely wrong - crypto has the same killer app it has for years, and that app is _crime_. Whether you're buying drugs, paying anonymous extortioners, accepting bribes, money laundering, or tax evasion, cryptocurrency is the go-to choice for electronic funds transfer for your modern criminal.