Simple was good, but they missed a couple of things... First, 2FA. FFS, I don't know who on Hacker News needs to hear this, but _I REALLY DONT want my identity

Simple was good, but they missed a couple of things... First, 2FA. FFS, I don't know who on Hacker News needs to hear this, but _I REALLY DONT want my identity or money secured by my cell number_. I'm incredibly tired of required SMS "2FA", and one of the major reasons I left Simple was their refusal to implement U2F or even TOTP. I'm really hoping there's regulation on this at the federal level soon because it's getting out of hand. Second, their App never really caught up with the budgeting offerings of Mint. And finally, the Billpay integration never caught up with Ally Bank, which is what I ended up switching to. Ebills should be able to be delivered and paid straight from your bank account in 2020. Simple never unfortunately managed to get this integration.