Outside of rent and automated savings I actually just use good old envelopes for all of my other purchases. https://www.amazon.com/gp/product/B0721TMDCL/ https

Outside of rent and automated savings I actually just use good old envelopes for all of my other purchases. https://www.amazon.com/gp/product/B0721TMDCL/ https://www.amazon.com/gp/product/B0721TMDCL/ The annoying part is going to the bank once a month to get the cash and then making sure you have the right denominations to easily distribute to each envelope. It took a few months for me to get used to it but my spending went way down.