I've used Simple since they became available on Android. At the time I had an account with Wells Fargo, but it was just a nightmare. I was working minimum wage,

I've used Simple since they became available on Android. At the time I had an account with Wells Fargo, but it was just a nightmare. I was working minimum wage, more or less paycheck to paycheck. I had been burned several times by those predatory overdraft fees, and they had started to introduce minimum balance fees. Switching to Simple was a breath of fresh air. I didn't have to worry about any of those fees anymore. I could look at their tiny list of possible fees and know what to expect rather than having to deal with the nightmare of poor information that I had before. They saved me so much money, and helped me get out of the paycheck-to-paycheck spiral. Like you the budgeting feature have been incredibly powerful for me too. Being able to hide away money without risking an overdraft or declined payment was a game changer. Now I find myself in a very unfortunate position where I'm not even in the states so I'm not sure how I'm going to manage a switch to somebody else.