I live in The Netherlands as a freelancer, and thus there's no employer in between that obscures taxes somehow. It's all visible to me, and I pay roughly 8% of

I live in The Netherlands as a freelancer, and thus there's no employer in between that obscures taxes somehow. It's all visible to me, and I pay roughly 8% of my income on health insurance. The Netherlands is just this tiny little kingdom in Europe that basically has all their ducks in a row. Nothing is super great, but nothing is bad either. It's my gut feeling that anything around 8% is really just the cost of health insurance that covers mostly everyone.