> Always use a 3rd party or pay manually Not sure what you mean by a 3rd party, but just a reminder that every check you spend contains all the info anybody ne

> Always use a 3rd party or pay manually Not sure what you mean by a 3rd party, but just a reminder that every check you spend contains all the info anybody needs to pull out arbitrary amounts of money from your account over ACH in the future. So if you've ever "payed manually" with a check, even if you've never set up automatic rent payments, your landlord could still do the same thing if they wanted to. I find it infuriating that no financial regulators or banks have ever bothered to address this. Mailing a check is basically equivalent to sending your login information over plain http to a site that doesn't even hash passwords in their database. And the stakes are even higher than they are just about any online account you might have. But we're basically forced to do it all the time.