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Two things: - Monzo and Revolut are better products - they discriminate against permanent residents who are not citizens (you can’t use their service) So fro

by baby 6y ago

Two things: - Monzo and Revolut are better products - they discriminate against permanent residents who are not citizens (you can’t use their service) So from my point of view: heh

eins1234 6y ago
FWIW, I tried to sign up for Revolut in US and was not able to proceed because I'm a TN Visa holder, and they don't have an option to use foreign passport + I94 to verify status like every other bank I've signed up for does. Contacted support as well and they couldn't do anything about it. Was a pretty disappointing experience for a supposedly forward-thinking bank.
madeofpalk 6y ago
it’s not really helpful to provide UK banks as an alternative to a US bank
- SecurityLagoon 6y ago
  Revolut is in the US https://blog.revolut.com/revolut-launch-united-states/ https://blog.revolut.com/revolut-launch-united-states/ Monzo is launching in the US but got held up by the pandemic. https://monzo.com/usa/ https://monzo.com/usa/
  - madeofpalk 6y ago
    Ahh, silly me. I actually knew this, but was still locked into "UK only".
angry_octet 6y ago
Revolut is like dealing with a shady loan shark dude that hangs out in an amusement arcade. One day he tells you one story, you can't get hold of him for a while, he sends you texts promising fantastic things and big discounts, then you track him down and the story has changed. Dear HN crowd, don't waste your time and money with the sharks at Revolut, and be doubly wary of working for them.
dkarp 6y ago
To elaborate, Monzo has this envelope feature by allowing you to create "pots" and then set "Pay from this pot" for any recurring payments. I have separate pots for rent/bills/car. It also has a "Salary sorter" that will split your salary into the pots when you get paid (you just have to approve it). None of that is available in the USA yet, but something to look out for if there isn't currently a US alternative.

by baby 6y ago

Two things: - Monzo and Revolut are better products - they discriminate against permanent residents who are not citizens (you can’t use their service) So from my point of view: heh

eins1234 6y ago

FWIW, I tried to sign up for Revolut in US and was not able to proceed because I'm a TN Visa holder, and they don't have an option to use foreign passport + I94 to verify status like every other bank I've signed up for does. Contacted support as well and they couldn't do anything about it. Was a pretty disappointing experience for a supposedly forward-thinking bank.

madeofpalk 6y ago

it’s not really helpful to provide UK banks as an alternative to a US bank

SecurityLagoon 6y ago
Revolut is in the US https://blog.revolut.com/revolut-launch-united-states/ https://blog.revolut.com/revolut-launch-united-states/ Monzo is launching in the US but got held up by the pandemic. https://monzo.com/usa/ https://monzo.com/usa/
- madeofpalk 6y ago
  Ahh, silly me. I actually knew this, but was still locked into "UK only".

angry_octet 6y ago

Revolut is like dealing with a shady loan shark dude that hangs out in an amusement arcade. One day he tells you one story, you can't get hold of him for a while, he sends you texts promising fantastic things and big discounts, then you track him down and the story has changed. Dear HN crowd, don't waste your time and money with the sharks at Revolut, and be doubly wary of working for them.

dkarp 6y ago

To elaborate, Monzo has this envelope feature by allowing you to create "pots" and then set "Pay from this pot" for any recurring payments. I have separate pots for rent/bills/car. It also has a "Salary sorter" that will split your salary into the pots when you get paid (you just have to approve it). None of that is available in the USA yet, but something to look out for if there isn't currently a US alternative.