I joined a CU in Utah in 2009 and have lived in California for a number of years. I've been able to get 2 car loans through them, a personal loan, and a credit

I joined a CU in Utah in 2009 and have lived in California for a number of years. I've been able to get 2 car loans through them, a personal loan, and a credit card after being a non-resident of Utah. They've treated me well. The only thing I think people may have trouble with is home loans. I think those are pretty geographically tied.