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I'm also crushed. Simple has been my only checking account since 2011. I think I learned about them on HN. The UI is snappy and slick and their support team ha
by red_hare 6y ago
I'm also crushed.
Simple has been my only checking account since 2011. I think I learned about them on HN. The UI is snappy and slick and their support team have always gone above and beyond. They're really the model for what a checking account should be.
- closeparen 6y agoI liked Simple’s UI and budgeting tools a lot, especially the “safe to spend” thing, but I don’t think running everything directly from a checking account is wise. It’s really better to have a credit card that you pay off every month, with solid fraud protection and rewards, and touch your debit card as little as possible. Simple’s snazzy software is not too useful when you do that. I ended up using a traditional checking account and YNAB.
- Karunamon 6y agoAgreed in principle, but unless your credit is great, getting a card with enough of a limit to let you do this is almost impossible.
- closeparen 6y agoWow. My credit card limit has been about 2x monthly income since I started working.
- hackmiester 6y agoI just won a 5+ year battle with the credit bureaus regarding a fraudulent debt and have finally opened my first credit account. So, yeah, if only.