> So you're saying the patient is responsible for the payment when the service is not covered... I'm talking just about my country, but the procedures that are

> So you're saying the patient is responsible for the payment when the service is not covered... I'm talking just about my country, but the procedures that aren't covered are in the practical totality of cases elective - things like braces for aesthetical reasons, plastic surgery that is done for vanity reasons (still covered when the lack of it seriously affects your life like burning victims), things like that.