4 ms·

> And where there are, a fee schedule is published, publicly, in advance. So you're saying the patient is responsible for the payment when the service is not c

> And where there are, a fee schedule is published, publicly, in advance. So you're saying the patient is responsible for the payment when the service is not covered...

arcticbull 6y ago
There's a bit more nuance to it than that. 1. What services are medically necessary that you think aren't covered by the health service in another country? You'd likely be hard pressed to find any in the first place. I think that's an important aspect. 2. But say you had non-medically-necessary surgery, that isn't somehow covered by the health system. In that case... a. The prices are actually listed ahead of time. b. Who is owed the money may vary: it's not necessarily the service provider who may be owed, it could be the health system. But yeah, in case 2, the patient is ultimately responsible, though my point is in most countries case (2) either doesn't exist or is extremely limited, or limited only to non-medically-necesary procedures. > I.e., actual insurance. Medical insurance isn't insurance. Insurance is something you get to cover you in the event of an unexpected cost. Humans will get sick, they will get cancer, they will get heart attacks and they will die. Something that pays for that isn't insurance, it's more of a structured payment plan. Your house probably won't burn down. You almost certainly, if all goes well, will die of cancer.
kace91 6y ago
> So you're saying the patient is responsible for the payment when the service is not covered... I'm talking just about my country, but the procedures that aren't covered are in the practical totality of cases elective - things like braces for aesthetical reasons, plastic surgery that is done for vanity reasons (still covered when the lack of it seriously affects your life like burning victims), things like that.

4 ms·

> And where there are, a fee schedule is published, publicly, in advance. So you're saying the patient is responsible for the payment when the service is not c

by unishark 6y ago

> And where there are, a fee schedule is published, publicly, in advance. So you're saying the patient is responsible for the payment when the service is not covered...

arcticbull 6y ago
There's a bit more nuance to it than that. 1. What services are medically necessary that you think aren't covered by the health service in another country? You'd likely be hard pressed to find any in the first place. I think that's an important aspect. 2. But say you had non-medically-necessary surgery, that isn't somehow covered by the health system. In that case... a. The prices are actually listed ahead of time. b. Who is owed the money may vary: it's not necessarily the service provider who may be owed, it could be the health system. But yeah, in case 2, the patient is ultimately responsible, though my point is in most countries case (2) either doesn't exist or is extremely limited, or limited only to non-medically-necesary procedures. > I.e., actual insurance. Medical insurance isn't insurance. Insurance is something you get to cover you in the event of an unexpected cost. Humans will get sick, they will get cancer, they will get heart attacks and they will die. Something that pays for that isn't insurance, it's more of a structured payment plan. Your house probably won't burn down. You almost certainly, if all goes well, will die of cancer.
kace91 6y ago
> So you're saying the patient is responsible for the payment when the service is not covered... I'm talking just about my country, but the procedures that aren't covered are in the practical totality of cases elective - things like braces for aesthetical reasons, plastic surgery that is done for vanity reasons (still covered when the lack of it seriously affects your life like burning victims), things like that.