I'm sure most of you are well aware, but for anyone reading that isn't aware of the nuance: > is monthly expense of renting vs monthly expense of buying Note:

I'm sure most of you are well aware, but for anyone reading that isn't aware of the nuance: > is monthly expense of renting vs monthly expense of buying Note: "monthly expense of buying" is very different than "monthly cash flow of buying". The "monthly expense of buying" is the monthly interest paid, taxes, and maintenance. The "monthly cash flow of buying" is the monthly mortgage paid (principal and interest), taxes, and maintenance. When deciding to buy a space, you need to use the "monthly cash flow" to ensure you don't default on the loan. When comparing buying vs renting a space, you need to use the "monthly expense".