Here in the U. S., specifically WA state, the shorter the mortgage, the lower the interest rate. For example, when we refinanced we could get 15 years @ 2.5% or

Here in the U. S., specifically WA state, the shorter the mortgage, the lower the interest rate. For example, when we refinanced we could get 15 years @ 2.5% or 30 years @ 3%. In that case, the "low interest mortgage" was the 15 year mortgage. So either one of us has some miscommunication, or things are different where you live.