PMI is usually low-ish. Sometimes as low as 0.25% but up to 2% generally. Largely depends on credit, lender, financial situation. It also goes away once that fi

PMI is usually low-ish. Sometimes as low as 0.25% but up to 2% generally. Largely depends on credit, lender, financial situation. It also goes away once that final 10% is paid off (when the load is 80% principal). It also isn't held against you in the sense that, it impacts your ability to get the loan. It just means you pay more out of pocket per month. It's definitely not ideal but it's not an overall huge drag.