Many people don't have a computer. Their smart phone is also their computer. There's myriad services in modern western life which require a computer of some so

Many people don't have a computer. Their smart phone is also their computer. There's myriad services in modern western life which require a computer of some sort to access. Increasingly government services, banks, transport, event ticketing etc are operating in an online-first way. How do you access those services without a computer?