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I'm not fully sure to what extent Juspay is used but one feature they use heavily is autofilling OTPs. Unlike the US, to make a card payment online according to

I'm not fully sure to what extent Juspay is used but one feature they use heavily is autofilling OTPs. Unlike the US, to make a card payment online according to RBI's guidelines, you need to enter a one time password that in most cases is sent to you over SMS. What Juspay does is, it scans your SMSes and pastes the OTP automatically into the payment page. All the user has to do is click an approve button, streamlining the process as the user never has to exit the app.

tsjq 6y ago
yikes! SO, JP had access to our SMS'es too?! reading OTP from SMS: to a layman, that's a rather small feature: and why doesn't Amazon do it by themselves ?
- eunos 6y ago
  Android has an API for reading OTP from around 2017 I think.
- heroic 6y ago
  not really, I worked on making this for another company. Reading is the simpler side of the story, the complex one is navigating the banking websites to be able to fill this in, and to maintain graceful degradation incase bank websites change
  - yowlingcat 6y ago
    Indeed. You notice a variant of this with Plaid based integrations, common with roboadvisors to let you see a full-spectrum view of your accounts. The integrations which are based on the major banks that likely have tons of traffic fare okay. But if you've got 401ks from an employer provider that doesn't have a ton of traffic, you're in for some completely broken ugliness and no real major working protocol for your downstream applications to use. I'm curious in particular about one thing you said, which is graceful degradation. What kinds of graceful degradation are you thinking about here?
alistairSH 6y ago
it scans your SMSes and pastes the OTP automatically into the payment page The Apple ecosystem has done this for years. Do Windows and Android not have similar features?
- heroic 6y ago
  This is a very new feature on iOS, ~1.5 years. JusPay has been doing this for about 6 years now.
- meibo 6y ago
  Android regexes out the code and adds a button to copy it to the notification bar, along with one to dismiss it.

tsjq 6y ago

yikes! SO, JP had access to our SMS'es too?! reading OTP from SMS: to a layman, that's a rather small feature: and why doesn't Amazon do it by themselves ?

eunos 6y ago
Android has an API for reading OTP from around 2017 I think.
heroic 6y ago
not really, I worked on making this for another company. Reading is the simpler side of the story, the complex one is navigating the banking websites to be able to fill this in, and to maintain graceful degradation incase bank websites change
- yowlingcat 6y ago
  Indeed. You notice a variant of this with Plaid based integrations, common with roboadvisors to let you see a full-spectrum view of your accounts. The integrations which are based on the major banks that likely have tons of traffic fare okay. But if you've got 401ks from an employer provider that doesn't have a ton of traffic, you're in for some completely broken ugliness and no real major working protocol for your downstream applications to use. I'm curious in particular about one thing you said, which is graceful degradation. What kinds of graceful degradation are you thinking about here?

alistairSH 6y ago

it scans your SMSes and pastes the OTP automatically into the payment page The Apple ecosystem has done this for years. Do Windows and Android not have similar features?

heroic 6y ago
This is a very new feature on iOS, ~1.5 years. JusPay has been doing this for about 6 years now.
meibo 6y ago
Android regexes out the code and adds a button to copy it to the notification bar, along with one to dismiss it.