The problem is that far fewer people will donate without something like this. If you want to use a traditional cash back credit card and donate the rewards dire

The problem is that far fewer people will donate without something like this. If you want to use a traditional cash back credit card and donate the rewards directly to something, the existence of this card does not stop you from doing that. Some people find it easier to donate in this way, and I don't see what's wrong with that.