It's strange to me that legal protections vary per payment method where you're from. If you bought something defective, warranty should cover it. If your flight

It's strange to me that legal protections vary per payment method where you're from. If you bought something defective, warranty should cover it. If your flight gets cancelled, there's probably some kind of consumer protection in place. If you were robbed or defrauded in some way, there's laws and protections against that as well. Some CCs come with insurance over here, but those are just that: insurance.