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Use personalcapital.com to track everything. Put all charges onto a sold rewards card, Costco Visa in my case. Pay off credit card every paycheck and put the
by leet_thow 6y ago
Use personalcapital.com to track everything.
Put all charges onto a sold rewards card, Costco Visa in my case.
Pay off credit card every paycheck and put the rest into Ally Invest account.
Buy Etfs to maintain the balance of a solid portfolio.
Examine monthly budget from personalcapital.com and finds ways to trim expenses.
- orky56 6y agoMy strategy nearly matches this comment. I'd also set all bill payments to autopay so you avoid any late fees/delinquent accounts which needlessly hurts your credit. I highly encourage you to list out your regular monthly expense categories and write out what that is (e.g. mortgage/utilities/subscriptions), add that all up, and then see what the delta is every month so you know where your discretionary spending is going. Even better is to have a financial goal with a finite number so you know how you are progressing towards it (e.g. emergency fund, vacation fund, retirement, etc).