I just have a weekly budget set to 11.000 THB. This money is used for food, small trips, clothing, groceries, etc... (10.000 THB is about 333 USD right now). I

I just have a weekly budget set to 11.000 THB. This money is used for food, small trips, clothing, groceries, etc... (10.000 THB is about 333 USD right now). I pay my health and car insurance once a year and also health insurance for my girlfriend and daughter. That might equal another 90.000 THB total. I try to maintain a 10.000 USD (about 300.000 THB) buffer in my TransferWise account. For emergencies or periods with no income. Everything above I am free to invest in stock and crypto (mainly Bitcoin).