> To you it seems so easy, you have no idea why others don’t do it. Oh, I know, it's because they haven't tried using a wallet yet. That's the biggest hurdle,

> To you it seems so easy, you have no idea why others don’t do it. Oh, I know, it's because they haven't tried using a wallet yet. That's the biggest hurdle, choosing one and actually setting it up. After that it's about as convenient as the exchange. A lot of people trust exchanges way too much, and so they don't see a reason to do any extra steps until they get burned.