4 ms·
That really depends on the individual/family. Most years our costs are much closer to zero than to our deductible. In our case, specificly, the only exceptions
by jesterpm 6y ago
That really depends on the individual/family. Most years our costs are much closer to zero than to our deductible.
In our case, specificly, the only exceptions have been things know significantly in advance where it would really be practical to be able to shop around.
- maxerickson 6y agoYes of course it depends on the size of the deductible and predictability of spending. Average deductible is ~$1700, at that point the differences either need to be huge, or additional spending needs to be very predictable. Source for $1700: https://www.kff.org/health-costs/press-release/benchmark-employer-survey-finds-average-family-premiums-now-top-20000/ https://www.kff.org/health-costs/press-release/benchmark-emp...