One thing I do is to allocate a bit of money each week to "lifestyle", This is the amount of money you allow yourself to waste every week. In my case it's aroun

One thing I do is to allocate a bit of money each week to "lifestyle", This is the amount of money you allow yourself to waste every week. In my case it's around $25. Situations to use it: * Treat myself to a $10 lunch instead of a $5 one once a week * Just pay for parking instead of driving around of 10 minutes looking for a free park. * Catch a Taxi instead of walking or waiting for a bus * Want a coke and the nearest store charges $4/can? just pay it rather than spending 10 minutes looking for a more reasonable price. * See a cheap toy or a book that looks interesting. Just buy it. Depending on how rich you are it could be more or less than $25/week. Somewhere between 0.1% and 1% of your income perhaps.