3 ms·

I think the lender's clock would be most valid. If I go to the bank for a loan, they usually aren't open to negotiation. They say "Here are the terms. Want the

I think the lender's clock would be most valid. If I go to the bank for a loan, they usually aren't open to negotiation. They say "Here are the terms. Want the money?"

takinola 6y ago
That depends on how much money you are borrowing. For very large values of X, the power shifts to the borrower