>> You're going to have more fun with $100 at 25 years old than $100 at 65 years old You're going to have more fun spending nothing at 25 years old than spendi

>> You're going to have more fun with $100 at 25 years old than $100 at 65 years old You're going to have more fun spending nothing at 25 years old than spending nothing at 65 years old too. Most people don't quit working because they have enough to retire, they quit working because they are forced to because of medical issues or because they get fired and can't find another job. The point of acquiring wealth is to retire on your own terms. I like my job, I like to code. I'll probably go back to work on Monday. If something else comes up, I might not. If they walk me out the door, I might look for another job. I will spend the same amount of money next year either way. >> Going out for a nice meal with friends is an experience Could be a $5 per person meal, or a $50 per person meal, or a $500 per person meal. Unless you're a foodie it is going to be the friends that make the experience, not the food. For most things that aren't your particular "thing", premium mediocre is plenty good enough.