If you have a family and your significant other is adamant on it, yes. If you treat it exactly as renting and don't treat it as a private slush fund to refinanc

If you have a family and your significant other is adamant on it, yes. If you treat it exactly as renting and don't treat it as a private slush fund to refinance every 5-10 years, yes. If you wish to become a landlord one day, yes. If you intend on staying in the area long term and have a good feeling you will be staying long term, yes. Otherwise, don't do it. Cheaper homes are money pits. Newer homes are occasionally farther out from the city and may not have the best service coverage such as internet. Mowing lawn/blowing snow/raking leaves? What about HOA's? Property taxes? Hey your neighbor reported some random one off violation you had no idea existed and now you've got something the city wants corrected and it'll cost $5k. In a flood zone? Want to sell? Hey remember you're in a "seller pays for buyer & seller realtors fees! The list goes on and on. Homeownership is a monumental chore. It's only for people literally do not want to be apartment vagabonds anymore. Homes are for people who would much rather waste their time than their money living. Sure you don't get a "return" on renting, but you also have one bill: rent. Obviously I'm being a bit dramatic about the whole issues with homeownership, but the more people you talk to about owning a home, the more than have that minor minutia thing that eats up your time. At the end of the day, you have to ask: "Do I value my time or my money more?" The former, rent; The latter, buy a house.