I suppose the daily coffee on its own won't derail people but it usually is a signifier of how little people think about their finances. But yeah you're right,

I suppose the daily coffee on its own won't derail people but it usually is a signifier of how little people think about their finances. But yeah you're right, not on its own. I find that the people who are the best with money don't take even the little expenses so lightly and try to find good deals wherever possible. When it comes to coffee, sure, they might buy the occasional drink but it won't be a daily thing guaranteed. They'll usually brew their own coffee. My point being, that when you're savvy about not wasting money then you're all in most of the time. Actually, now that I think about it, the new proverbial overpriced coffee or avocado toeast is starting to become online subscriptions. This is a place where people should really consider if they're worth the $5-10 per month that they pay and hardly ever think about after signing up.