Money is an instrument for transferring wealth. The reason you need it at all is because the barter system is incredibly inefficient. If buying things off of Am

Money is an instrument for transferring wealth. The reason you need it at all is because the barter system is incredibly inefficient. If buying things off of Amazon with bitcoin is quicker, cheaper, safer than using my Amex, I'm happy to link my bitcoin wallet to my Amazon account and use that instead. But that isn't what people are talking about, they are talking about investments. The only reason to move investments over to bitcoin is if you think that you are getting in at the beginning of a pump and dump scheme.