Depends how confident you are of the cash flow. 100/h is noce. It is so much nocer if it is going for a year, decade. If you are worth $100/h but are not get

Depends how confident you are of the cash flow. 100/h is noce. It is so much nocer if it is going for a year, decade. If you are worth $100/h but are not getting paid - that is you have cash flow problems, then these are a lot of SaaS to be paying for. That is a oversimplification but it is (almost) all about cash flow in a small business just getting going