You say $200 like that's an amount of money that a person living in poverty could conceivably accumulate. I think you're massively underestimating the degree of

You say $200 like that's an amount of money that a person living in poverty could conceivably accumulate. I think you're massively underestimating the degree of economic despair that is present in parts of this country. Also, you don't mention kids anywhere - regardless of how responsible it was to have them in the first place, they're here now.