Yes, they're all VC backed with bags of cash though. Credit unions, community banks, building societies etc find it impossible to do this. Also, the only two a

Yes, they're all VC backed with bags of cash though. Credit unions, community banks, building societies etc find it impossible to do this. Also, the only two among that list that I know to be actual banks - rather than prepaid card providers - are Monzo and Starling.