Studied physics with the intent to go to grad school. Realized after graduating I didn't want to do it because of the perverse incentives in academia (I'd still

Studied physics with the intent to go to grad school. Realized after graduating I didn't want to do it because of the perverse incentives in academia (I'd still love to do research and get a PhD eventually if I can fund it myself and not be reliant on academia). Worked as a substitute teacher for a year, then in a mortgage bank for a year. Left that to accept a Fulbright grant, which I eventually had to decline because of the death in the family at the worst possible timing. Since then I've been a teacher. Looking at pivoting into finance in Ireland/Europe (with a masters in Quantitative Finance) next year; was planning on doing it this year but, y'know, corona kinda destroyed finance jobs over there and I'd need a work visa (thankfully it's a high need field so it's a bit easier)...