Paypal i think. Why I dislike? My biggest issue is that PayPal is enough like a bank that they have your money in an account, but not enough like a bank that th

Paypal i think. Why I dislike? My biggest issue is that PayPal is enough like a bank that they have your money in an account, but not enough like a bank that they have to play by banking rules. They can arbitrarily freeze your funds and you have little recourse but to wait until they decide what they want to do. Why not switch? I still can't decide.