You should also choose a card that may benefit you in other ways. Collecting Airmiles or other loyalty program points, giving you cash back (yes, you can get p

You should also choose a card that may benefit you in other ways. Collecting Airmiles or other loyalty program points, giving you cash back (yes, you can get paid to use your credit card). Don't worry about the monthly interest rate or initial offers because you'll always pay it off in full. Developing a relationship with a bank through accounts and credit cards will also be of benefit should you look for more money in the form of loans or mortgages. Banks will always offer better terms to existing clients.