You can get the card and cut it up right away so you never use it. By time the card expires you will have a decent credit limit, score, and interest rate and th

You can get the card and cut it up right away so you never use it. By time the card expires you will have a decent credit limit, score, and interest rate and they will send you a new card. It would go faster if you used the card and payed it off right away but you can't use it if it is in the trash.