You become easy prey for vultures. On a slight tangent but still related, think overdraft fees. We don't live in a world where the bank will give you money whe

You become easy prey for vultures. On a slight tangent but still related, think overdraft fees. We don't live in a world where the bank will give you money when you need it. They will take more away ever since we invented negative numbers. I want to live in a world where help is automatically routed to those in need, even without them asking for it.