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To play devil’s advocate, why should the active healthy subsidize the lifestyles of the sedentary? It makes a lot of sense for people to pay less for health ins
by jakear 6y ago
To play devil’s advocate, why should the active healthy subsidize the lifestyles of the sedentary? It makes a lot of sense for people to pay less for health insurance based on their fitness.
- maximente 6y agoyou have redirected to a false dichotomy: at no point was fitness ever discussed in this thread. there are probably all sorts of involuntary health conditions that can be exposed via these devices that trying to make this a vice vs non-vice debate about "lifestyles" isn't useful, similar to how car insurance companies can infer that you go to the liquor store 2 times a week despite the sensor ostensibly being for things like acceleration and maximum speed.
- zaptheimpaler 6y agobecause the endpoint of perfect price discrimination on health insurance is that the people who actually need it can't afford it or won't get approved, and the people who dont need it get it. It's already happening in some cases and makes the whole idea of insurance completely pointless.