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> I've spent a few years in medical research, this is the future of medical research. Sadly, I think the real money will be in using health data for fine-grain
by AlexandrB 6y ago
> I've spent a few years in medical research, this is the future of medical research.
Sadly, I think the real money will be in using health data for fine-grained insurance pricing. "Oh, you want our preferred rates? Then wear a FitBit/Apple Watch and let us see your data."
- blackaspen 6y ago"The data indicates you may be at a higher risk for something expensive, so we're going to start charging you more"
- jakear 6y agoTo play devil’s advocate, why should the active healthy subsidize the lifestyles of the sedentary? It makes a lot of sense for people to pay less for health insurance based on their fitness.
- maximente 6y agoyou have redirected to a false dichotomy: at no point was fitness ever discussed in this thread. there are probably all sorts of involuntary health conditions that can be exposed via these devices that trying to make this a vice vs non-vice debate about "lifestyles" isn't useful, similar to how car insurance companies can infer that you go to the liquor store 2 times a week despite the sensor ostensibly being for things like acceleration and maximum speed.
- zaptheimpaler 6y agobecause the endpoint of perfect price discrimination on health insurance is that the people who actually need it can't afford it or won't get approved, and the people who dont need it get it. It's already happening in some cases and makes the whole idea of insurance completely pointless.