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If you see this list only as "spend money" I think it's the perfect article for you. The overarching point of the author is that most of his target audience (a
by Jommi 6y ago
If you see this list only as "spend money" I think it's the perfect article for you.
The overarching point of the author is that most of his target audience (and those reading HN) are used to being thrifty and not spend money at all, even when they get older.
They fail to realize that at some point, it's worth your time to spend the X amount either because the value of investing X down the line is so great, or because the time saved by spending X is now so much greater than before, because of something changing in your life (career has progressed, valuation of free time has changed).
I definitely see this myself daily, ending up wasting few minutes each day on trivial things that add up, while it could be fixed by paying a small amount.
Or for example trying to wade through a free course to learn something, but ultimately just dropping it out of no motivation. Compared to paying for a course, which makes you more responsible s you paid for it and usually also offers more effective training.
- glenstein 6y agoI agree, and the spin that I would put on it is that I find the framing of this article to be particularly helpful. The sense of "wait, you can do that?" For me, it has often been the case that b I've encountered new concepts that I've never clearly thought about in my own head before, but that once I hear stated openly, are as clear as day. For the longest time, I had not encountered a concept of "self-care" but then I started seeing that term pop up around the internet and it seemed quite obvious that it was an important thing. That might seem silly, but if your timeline for these things reaches back to the '90s, like mine does, a notion like self-care is relatively recent on the historical timeline as a familiar concept. I've also seen this in writing, with how you handle plot and character development. Or even some things that are silly but obvious like the fact that you can just go out and go on hikes if you want, and there are tons and tons of places to do that. I feel like there's all kinds of hidden mental blocks that you can go your whole life not knowing that you have, and I appreciate this idea of elevating the concept to its own genre and targeting it with articles such as the one posted here.
- Jommi 6y agoYes, definitely. Unfortunately this all is usually buried behind heaps and heaps of people trying to sell you something that won't work (either because it just doesn't work for you or because it's a scam! Or maybe both!)
- ryandrake 6y agoQuite a few in the list amount to "Hire someone to do some optional service for you." I mean, I know I can do all these things. Who doesn't know this? It's not that we don't know we can do these things, it just seems so wasteful to hire someone to do some thing that you (assuming you are able-bodied) can do yourself. Hire someone to "stand in line for you" or "run errands"? Are you kidding me? It's like the Anti-Frugal. I'm a bit of a DIY obsessive, so maybe I'm just all the way on the other side of the spectrum, but I don't hire someone to do something unless I feel the task is so far outside of my comfort zone that it poses a danger to me. I usually only do it after I've tried the task myself and utterly failed. You'd be surprised what you can do yourself with just a few YouTube tutorials and a decent collection of tools. As a side effect, I've gotten pretty good at being handy around the house, managing the family's finances, repairing our cars, doing major home improvement projects including building barns and sheds, building furniture, lawn care, tree trimming, electrical, plumbing, etc. I consider developing these skills a better investment than the alternative which is perpetually needing to pay someone to do them. And all it costs is my time, which is free.
- antoinealb 6y agoI also like to DIY so what you are saying makes sense to me. However I also realize that there are things I don't know how to make and I have no interest in (for me it's taxes, administrivia and co). Those things I am gladly paying somebody to do that for me as I am effectively buying free time. And someone who is not into DIY is also buying free time if they hire someone for trimming their trees.
- mwcvitkovic 6y agoAuthor here. This is a great point. I'll add the non-obvious DIY options to the list. They're just as important.
- scottlocklin 6y ago> And all it costs is my time, which is free. Well my time is definitely not free; people pay lots of money for access to it. The problem with "muh welcome to upper middle class prosperity" lists like this is it doesn't account for the management time and mental load involved in something like "Hire a researcher or expert consultant." For that matter "Cleaning services" or "Hire a graphic designer to turn your appalling sketches into ..." require significant cognitive overhead and time to hire and manage unless you or your spouse or close friends are already doing such things for your day job. If you're already doing such things for your day job you probably already thought of these things. Some of them are pretty insane: people who need a maid to chuck their clothes into the washer and dryer, then put them away: if it takes you longer than 15 minutes a week to do this ... I have to wonder at your wardrobe. I mean, I understand some people deeply resent performing such menial tasks, or maybe they have large families, but it's not that big a job compared to feeding yourself and getting some exercise. For myself, hiring experts to assist with my day to day life has been a fairly mixed bag, and my education, hobbies and lifestyle is such that DiY is usually the win.