Nothing can be both affordable and a good investment. (If it is a good investment, then its value relative to other things increases. If the value relative to o

Nothing can be both affordable and a good investment. (If it is a good investment, then its value relative to other things increases. If the value relative to other things goes up, then it ceases to be affordable.) Housing programs were a short-term boost to the wealth of the people that could access house lending (see redlining and the impact on Black wealth) but ultimately encouraging private ownership _as primary savings vehicle_ is a failed economic policy, and as things are often the case, the only thing worse than this policy is possibly the repercussions of unwinding it.