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> Integrates with my watch and phone in such a way that I don’t even have to pull it out to pay. That’s contactless payment. Entirely possible without any Appl

• poulsbohemian 6y ago
  >Entirely possible to without any Apple anything Yes, I understand this, but if you are already part of the Apple ecosystem it's an excellent integration.
• ogre_codes 6y ago
  > A more cynical person might say that one of Apple’s strengths is marketing commoditised capabilities as something special. The Apple Card is easily the best card I've ever had. Its not just about touch-less payments (which doesn't actually require the Apple Card), it's the way you are notified, legibility of bills, convenience and immediacy of cash back, nicely integrated and payment options plus a bunch of other great features. Notably, Apple was the only card company which notified me in a conspicuous way that I had the option to skip payments during COVID. Nothing is specifically amazing about the Apple Card, but collectively it's easily the best credit card I've had. The only time I use my other cards at all is when they have significantly better cash back programs. (Amazon card for example) Your comment is close to the truth though. Apple's strength is in creating polished/ well integrated products. Often those products don't need bleeding edge tech, just someone integrating them better than existing players. The credit card is kind of a classic example. It's not fundamentally different, just a better experience all around.