>Nope, students could enter debt before (and still can outside of) federally subsidized student loans. Yeah I'd also like a source for further reading on this.

>Nope, students could enter debt before (and still can outside of) federally subsidized student loans. Yeah I'd also like a source for further reading on this. As far as I understood the number of lenders willing to underwrite a loan to an 18 year old with no collateral is virtually none compared to the ubiquitous availability of federally subsidized student loans, and the reason for this is empirically supported by how many student loans are non-performing.