> Conservative financial instruments that make 6-7% return? In the past few years? This will obviously not be accessible to you - but just to illustrate that t

> Conservative financial instruments that make 6-7% return? In the past few years? This will obviously not be accessible to you - but just to illustrate that they do exist for special protected classes of individuals. When I heard this from my co-worker, I was flabbergasted. Her relatives, senior citizens in India, get +9% interest on their personal savings. Call it subsidized, but there is no risk. She is really annoyed when they harangue her about her middling 1-2% interest rates. http://www.bankofindia.com/rupeetermdeposit.aspx http://www.bankofindia.com/rupeetermdeposit.aspx