The physical location of a person isn't generally the key barrier to being unbanked; instead it's poverty. "The most common one was having too little money to

The physical location of a person isn't generally the key barrier to being unbanked; instead it's poverty. "The most common one was having too little money to use an account. Two-thirds cited this as a reason for not having a financial institution account, and roughly a fifth cited it as the sole reason. Cost and distance were each cited by about a quarter of those responding to the question, and a similar share said they do not have an account because a family member already has one. Lack of documentation and distrust in the financial system were both cited by roughly a fifth of adults without a financial institution account, and religious concerns by 6%." https://www.cashmatters.org/blog/globally-17-billion-people-did-not-have-bank-accounts-in-2017-world-bank-2018/ https://www.cashmatters.org/blog/globally-17-billion-people-... (And to state the obvious: poverty is also a barrier to owning physical infrastructure)