If fraud occurs on your bank account, banks are only liable for a short window of time. After that, it becomes a criminal issue. Basically this all means, if yo

If fraud occurs on your bank account, banks are only liable for a short window of time. After that, it becomes a criminal issue. Basically this all means, if you catch it within 24 hours, you're far more likely to get your money back within a faster period of time. Otherwise you're up shits creek.